How to make smart financial decisions in a low interest rate environment.*
The post What Does a Fed Rate Cut Mean for My Finances? appeared first on Discover Bank – Banking Topics Blog.
Well, that was fast! I just got my check and it’s all going to bills! Sound familiar? If so, you’re might be living paycheck to paycheck. If you’re struggling to make ends meet with your income, you’re not alone.Â In fact, 74% of Americans are living paycheck to paycheck according to a survey from the […]
The post 9 Simple Steps: How to Stop Living Paycheck to Paycheck for Good appeared first on Incomist.
On Saturday evening, I had a chance to chat with my friends Wally and Jodie. You might remember them from a reader case study from last August. They’re the couple that wants to get their finances in order but they’re worried because they’re starting with less than zero.
When we chatted in August, Wally and Jodie had over $35,000 in debt. They had variable incomes, but somehow seemed to spend exactly what they earned — about $3000 per month after taxes. Worst of all, they were behind on some payments.
Now, eight months later, their situation has improved.
Have you ever sat down to go over your budget only to find out that youâve outrageously overspent on food? Local, organic, artisan goods and trendy new restaurant outings with friends make it easy to do. With food being the…
The post How to Budget Groceries: 11 Easy Tips appeared first on MintLife Blog.
Congratulations are in order! Amidst the excitement of your new family addition, consider the following steps to get your budget ready.
The post Budgeting for a New Baby? Babyproof Your Budget in 4 Steps appeared first on Discover Bank – Banking Topics Blog.
It seems pretty normal to me now but people still drop their jaws when I tell them weâve paid over $45K on our loans in less than a year. We still have a year to go and most days I…
The post How We Paid Off Over $45K of Debt in 11 Months appeared first on Modern Frugality.
There’s nothing like falling in love and finding the person you want to spend the rest of your life with. But when it’s time to shop for rings, it’s easy to get discouraged by the price tags. Just how much … Continue reading →
The post How Much Should You Spend on an Engagement Ring? appeared first on SmartAsset Blog.
According to a YouGov Parent Survey in 2019, a quarter of parents entered the 2019 holiday shopping seasonstill paying down debt related to 2018 holiday spending. Deloitte numbers put holidayretail salesgrowth in 2019 at 4.1% year-over-year. In 2020, Deloitte predicts growth of between 1% and 1.5% year-over-year for the holiday season. It might be that… Read More
The post Prepare for Holiday Shopping with These Timely Credit Tips appeared first on Credit.com.