15 Lessons From Regular People Who Achieved Financial Independence

Dealing with credit card debt can be overwhelming. If youâre having trouble making your payments, consolidating your credit card debt may be an effective solution to your problems. The best way to consolidate credit card…
The post The 5 Most Effective Ways to Consolidate Credit Card Debt appeared first on Crediful.
If you need to borrow money but your credit is less than stellar, itâs possible youâll wind up with a bad credit loan. These loans are geared toward individuals with imperfect credit histories who can prove their income and ability to repay the loan. As a result of their bad credit, however, consumers who use […]
The post What Are the Best Loans If You Have Bad Credit? appeared first on Good Financial Cents®.
Preparing financially for a job loss can help keep your budget secure through any hardship.
The post A Step-by-Step Guide to Prepare Your Budget for a Layoff appeared first on Discover Bank – Banking Topics Blog.
If your career is associated with a variable income, read on for budgeting tips.
The post 4 Tricks for Budgeting on a Fluctuating Income appeared first on Discover Bank – Banking Topics Blog.
You donât want to work the rest of your life. Hereâs how to save in your 20s, 30s, 40s and 50s, even if retirement seems light years away.
This was originally published on The Penny Hoarder, which helps millions of readers worldwide earn and save money by sharing unique job opportunities, personal stories, freebies and more. The Inc. 5000 ranked The Penny Hoarder as the fastest-growing private media company in the U.S. in 2017.
Start saving early, make a plan and determine how youâll use your funds.
The post The Reality of Retirement Planning appeared first on Discover Bank – Banking Topics Blog.
Need to get your retirement savings back on track? Start with these 10 tips.
The post 10 Tips for Catching Up on Retirement Savings appeared first on Discover Bank – Banking Topics Blog.
According to the U.S. Department of Agriculture (USDA), raising a child to the age of 18 sets families back an average of $233,610, and thatâs for each child. This figure doesnât even include the cost of college, which is growing faster than inflation. CollegeBoard data found that for the 2019-2020 school year, the average in-state, […]
The post 10 Financial Steps to Take Before Having Kids appeared first on Good Financial Cents®.